Month: December 2025

Condo insurance is an important part of protecting your home and belongings. While your HOA’s master policy covers shared spaces and the building’s exterior, it’s up to you to ensure the interior of your unit and your personal property are covered. If you’re a condo owner in Plano, TX, Bespros Insurance Agency can help you understand how condo insurance works and why it’s a smart investment.

Coverage for Your Unit’s Interior

Condo insurance typically covers the interior of your unit, including walls, flooring, and fixtures. For example, if a pipe bursts and damages your hardwood floors, your condo insurance can help cover the repair costs. This type of coverage is essential for Plano, TX condo owners, as HOA policies usually only cover the building’s exterior and shared spaces.

Protection for Personal Belongings

In addition to your unit’s interior, condo insurance also protects your personal belongings. Items like furniture, electronics, and clothing are covered against risks such as fire, theft, and vandalism. Bespros Insurance Agency can help you determine the right level of coverage to ensure your valuables are protected.

Liability Coverage

Condo insurance includes liability coverage, which protects you if someone is injured in your unit or if you accidentally cause damage to another person’s property. For instance, if a guest slips and falls in your condo, liability coverage can help with medical expenses and legal fees.

Condo insurance is an important part of protecting your home and belongings. By understanding what’s covered, you can make informed decisions about your policy. Contact Bespros Insurance Agency today to learn more about condo insurance options in Plano, TX and how they can help protect your unit.