Custom Home Building and Home Insurance

Building your dream home is one of the most rewarding decisions you can make for yourself and your family. It involves planning every detail and ensuring the space meets your needs and lifestyle. Once your custom home is complete, the next crucial step is protecting it. Home insurance can provide the security you need. By working with your insurance agent early in the process, you can create a policy tailored to your specific requirements.

At BES & Associates Insurance, our agents offer the expertise and resources necessary to help you choose home insurance in Walford, MD that fits your unique needs.

Factors That Impact Custom Home Insurance Policies

When evaluating home insurance options for your custom home, several factors should be considered. One important factor is construction. In some cases, you may need builder’s risk insurance, which protects the structure, materials, and equipment from risks such as fires, theft, and weather-related events during the construction process. Your contractor can advise you on whether this coverage is necessary once the property is in your name.

After your home is completed, ensure your policy accurately reflects the size and type of your home. Additionally, make sure the policy includes coverage for any special features, both inside and outside your home, that would be costly to replace. Custom features, such as high-end appliances, home automation systems, or elaborate patios, can significantly increase the value of your home, and also significantly increase the cost to repair or replace them.

Let Your Agent Guide You

Investing in a custom home is a decision that requires careful planning and protection. At BES & Associates Insurance, we can help you select home insurance in Walford, MD that safeguards your property at every stage, ensuring your investment is secure.