PRODUCTS | BESPROS

Why you need homeowners insurance

Buying homeowners insurance isn’t required by law, but if you have a mortgage, your lender will likely require you to insure the home so it can protect its investment.

Even if you don’t have a mortgage, homeowners insurance is almost always a wise purchase that can safeguard your finances in a variety of ways.

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Why You Need Auto Insurance

Automobile Insurance can be the difference between a minor inconvenience and a major hassle. But why do you need insurance and just how much should you buy?

Auto insurance is required by law in all states and protects you by paying for damage or injury you cause others while driving your car; damage to your car or injury to you or your passengers in your car from a crash; and certain other occurrences such as theft and vandalism. Saves time and inconvenience when accidents occur. Your policy can supplement your health insurance.

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LIFE | ANNUITY | LTC

Term
Whole
Retirement
Disability

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CRITICAL ILLNESS | FINAL EXPENSE

If you’re lucky, you’ve probably never had to use critical illness insurance. You’ve likely never even heard of it. But in the event of a big health emergency, such as cancer, heart attack or stroke, critical illness insurance could be the only thing protecting you from financial ruin. Many people assume they’re fully protected with a standard health insurance plan, but the exorbitant costs of treating life-threatening illnesses are usually more than any plan will cover.

Final expense insurance is a type of whole life insurance designed to cover medical bills and funeral expenses when you pass. A final expense policy is also known as burial or funeral insurance and is popular with seniors.

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